Invest · ETFs
Index investing, bought like a stock.
An ETF lets you own a whole basket of stocks or bonds in one buy, usually at a very low cost, and you can trade it any time the market is open.
What is an ETF?
An ETF, short for exchange-traded fund, holds a basket of stocks or bonds. Most ETFs track an index, like the Nifty 50, so the fund simply holds the same companies the index does.
It trades on the exchange like a single stock, so you can buy and sell any time the market is open, at the price showing at that moment. Because the fund only has to track the index, the fees are usually very low.
Why investors like ETFs
A few plain reasons ETFs have become a common building block for portfolios.
Low cost
Because most ETFs simply track an index, the fees are usually very low. Less of your money goes to charges and more stays invested.
Instant diversification
One ETF can hold dozens or hundreds of stocks or bonds. A single buy spreads your money across the whole basket instead of one company.
Simple and transparent
An ETF publishes what it holds, so you always know what you own. There is no guessing about what is inside.
Easy to buy in the app
An ETF trades like a stock, so you can buy or sell it from the app any time the market is open.
An honest note: an ETF is still a market investment, so you carry market risk and the price moves through the day. It can fall as well as rise.
ETFs vs mutual funds
They look similar from the outside. The differences are in how they trade and how you buy them.
What they share
Both an ETF and a mutual fund are baskets of many stocks or bonds, so a single investment spreads your money across a lot of holdings.
How they trade
An ETF trades live on the exchange through the day, like a stock, and often costs less. A mutual fund is priced once a day after the market closes.
How you buy
You buy an ETF at the current market price when you place the order. A mutual fund can be set up as a SIP, a fixed amount invested on a regular date.
How Savart helps
ETFs are simple to buy. Where they fit, and how much to hold, is where advice earns its keep.
Which ETFs suit your goals
We advise on which ETFs make sense for your goals and how much to hold, with the reasoning spelled out in plain words, so you know why a fund is in your plan.
A review of what you own
Already hold a few ETFs or funds? We review what you own and tell you where it overlaps and what to change, so your holdings work together instead of against each other.
Questions, answered
How is an ETF different from a mutual fund?
Both are baskets of stocks or bonds. An ETF trades live on the exchange like a stock, so its price moves through the day and it often costs less. A mutual fund is priced once a day after the market closes and can be set up as a SIP.
Do ETFs pay dividends?
Many ETFs that hold stocks receive dividends from the companies inside them. Depending on the ETF, that income is either paid out to you or reinvested back into the fund. The ETF documents spell out which one it does.
Are ETFs good for beginners?
ETFs are simple to understand and give you instant diversification at a low cost, which many beginners find useful for a core holding. You still carry market risk and the price moves through the day, so it helps to be clear on your goal before you buy.
What does advice cost?
Advice starts from Savart XLite at ₹2,999 a year, which covers guidance on which ETFs suit your goals and a review of what you already own. See pricing for the full details.
Looking at other options too? See everything you can invest in with Savart.
Not sure where an ETF fits your plan?
Talk to an advisor, or get the app and start with a review of what you already own.