Digital gold
You buy small amounts of gold online, held for you in insured vaults, and sell it back when you want. No coins to store or insure yourself.
Invest · Gold & silver
A hedge that has held its value for centuries.
Gold and silver can steady a portfolio when markets wobble. Here is a plain look at why they help, the cleaner ways to hold them, and how much fits.
Why gold and silver?
Precious metals tend to hold value when markets fall or inflation rises, so a small allocation can steady a portfolio. They are not tied to any single company or country, which is what makes them useful ballast.
Ways to invest
Three clean ways to hold gold or silver, without storing physical metal yourself.
Gold and silver ETFs
Exchange-traded funds that track the metal price and trade like a stock in your demat account. A simple, low-cost way to hold gold or silver.
Sovereign Gold Bonds
SGBs are issued by the RBI and track the gold price, and they also pay a fixed rate of interest on top. Cleaner than physical gold, with a set term.
Where it fits
Gold is a diversifier, not a growth engine. A modest slice of a portfolio is the common approach, held to balance the parts that carry more risk.
Being honest about it: prices can stay flat or fall for long stretches, and gold pays no income while you hold it. The one exception is Sovereign Gold Bonds, which pay interest on top of tracking the price.
How Savart helps
We advise on how much gold or silver belongs in your portfolio and the simplest way to hold it, with the reasoning in plain words.
Questions, answered
Is gold a good investment?
In moderation, as a diversifier, yes. Gold tends to hold value when markets fall or inflation rises, so a small slice can steady a portfolio. It is not a get-rich bet, and prices can stay flat for long stretches, so keep it balanced.
Digital gold vs gold ETF vs SGB?
Digital gold is easy to start with and buy in small amounts. A gold or silver ETF sits in your demat account and trades like a stock at a low cost. A Sovereign Gold Bond is issued by the RBI, tracks the gold price and also pays interest, but has a set term. All three are cleaner than storing physical metal.
How much of my portfolio should be gold?
A modest slice is the common approach, since gold is a diversifier rather than a growth engine. The right amount depends on your goals, timeline and how much risk you are comfortable with, so we advise per person rather than quoting one number for everyone.
Do you advise on gold?
Yes. We advise on how much gold or silver fits your portfolio and the cleanest way to hold it. Savart has been a SEBI-registered advisor since 2016.
Not sure how much gold fits?
Talk to an advisor, or get the app. You can also see everything else you can invest in.