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Goal Planner

Give your goal an amount and a date.

A home down payment, further study or a family priority. Put the details in one place and see the gap in monthly terms.

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Make the plan specific enough to revisit.

“Save more” is hard to check. A named goal with an amount and a date gives you something concrete to work with.

Keep different priorities as separate goals. You can come back to the details and edit them when your circumstances change.

A down payment for a home

Name the goal for the down payment you are planning, enter your own estimate and choose a target date. Keep it separate from the full purchase price.

Further study

Use the course and living costs you have checked as the basis for your target. Revisit the amount when you have firmer dates or updated fees.

See the gap in monthly terms.

Suppose you enter a target of ₹6 lakh, a starting amount of ₹1 lakh and have 60 whole months remaining. The planner spreads the ₹5 lakh gap across those months.

That gives a monthly estimate of ₹8,333.33. The calculation uses only the amounts and months entered, without investment returns or inflation.

Use your own costs and dates when setting the target.

Illustrative education goal
Target amount
₹6,00,000
Starting amount entered
₹1,00,000
Amount still needed
₹5,00,000
Whole months remaining
60

Monthly planning estimate₹8,333.33₹5,00,000 ÷ 60 months

Set it up in the app.

Start with the amounts and dates you know. You can review the estimate before saving and return to the goal later.

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  1. Name the goal

    Choose a category, give the goal a name and set its priority. Keep the name specific enough that you will recognise it when you return.

  2. Add the amount and date

    Enter your target amount, the starting lump sum you want to include, and the month and year you are aiming for.

  3. Review the monthly estimate

    The planner divides the amount still needed by the whole months remaining. It shows the estimate before you save and keeps investment growth and inflation outside the calculation.

  4. Return to the goal as plans change

    Open the goal to review or edit it. When requesting investment advice, you can select the goals you want that advice linked to.

Know what progress is measuring.

A saved goal and an actual money balance are different things. Here is how to read the progress shown in the app.

Amount-based progress

This shows investment advice allocated to the goal as a share of its target amount. Your bank and investment accounts remain the source for balances and completed orders.

Time-based progress

This shows how much of the goal’s timeline has elapsed, keeping the target date in view.

Explore a different planning question.

You can use the website calculators without an account. Their assumptions are separate from the app’s monthly gap estimate.

Want to explore a target with an assumed investment return?

Goal calculator

Want to estimate how a cost could change over time?

Inflation calculator

Need help thinking through several financial priorities?

Explore Savart One

Questions about Goal Planner.

What do I need to create a goal?

You need a name, category, priority, target amount, starting lump sum and target month and year. You can review the estimate before saving the goal and edit its details later.

How is the monthly amount calculated?

The app subtracts the lump sum you entered from the target amount, then divides the rest by the whole months left. Investment returns and inflation stay outside this simple planning estimate.

Is this the same as the website’s Goal Calculator?

Goal Planner saves goals in your Savart account and uses a simple monthly gap estimate. The website’s Goal Calculator lets you explore a target with an assumed return, so the two tools can produce different numbers.

Does the progress amount show money I have saved?

Amount-based progress reflects investment advice allocated to the goal. Check your bank or investment account for current balances and completed transactions.

Will creating a goal start a SIP or move my money?

Creating a goal only saves the plan and monthly estimate. You decide separately whether to set up a SIP or place an investment order.

Can I change the goal later?

Yes. Open the saved goal and use its edit option to review the details when your target, timing or starting amount changes.

Where do I use Goal Planner?

Use Goals in the Savart app after signing in. Availability depends on your account’s access. The website calculators are separate tools and can be used without signing up.

Put your next goal in the app.

Start with a name, your target amount and the date you have in mind.

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