Invest · US stocks
Own a piece of the world's biggest companies.
US stocks let you invest beyond the Indian market, in global leaders you cannot buy at home. Savart gives you research-backed advice on where a US allocation fits.
Why US stocks?
Three plain reasons Indian investors look to the US market.
Own global leaders
Many of the world's biggest technology, healthcare and consumer brands are listed only in the US, not in India. US stocks give you a way to hold a piece of them.
Diversify beyond India
Spreading money across markets means your portfolio does not rise and fall with the Indian market alone. US stocks add a different set of companies and economies.
Returns in US dollars
Your US holdings are valued in dollars. If the rupee weakens against the dollar over time, that can cushion the effect on your overall wealth. The reverse is also true.
What to know before you invest
The honest points. Investing abroad is allowed, but it comes with rules and risks worth knowing first.
The LRS limit
Indian residents can invest abroad under the RBI Liberalised Remittance Scheme, up to USD 250,000 per financial year across all permitted purposes.
Currency risk
The rupee and the dollar move both ways. A weaker rupee helps your US holdings, a stronger rupee works against them. This is on top of how the stocks themselves move.
Tax is different
Tax treatment of foreign investments is not the same as for Indian stocks, and foreign assets have to be reported in your tax filing. It is worth getting professional guidance.
Costs on remittance
Sending money abroad can carry conversion and remittance costs, and tax collected at source may apply. Factor these in when you plan how much to invest.
How Savart helps
Your India and US holdings, advised on together.
Savart X+ covers the world
Savart X+ is the global plan. It covers Indian and US stocks plus IPOs in one subscription, so everything you hold is advised on as one portfolio.
Advice with plain reasoning
We give personalised advice on which US stocks fit your portfolio and why, in plain words. You decide whether to act, and you can question every call.
A one-time review
Want a second opinion before you commit? A one-time review looks at how a US allocation fits alongside what you already hold.
How to start
Three steps from question to a US allocation you understand.
- 1
Talk to an advisor
Tell us your goals and how much you want to put abroad. We work out whether a US allocation fits and how large it should be.
- 2
Get your US picks
You get research-backed advice on which US stocks suit your portfolio, with the reasoning spelled out so you can judge it for yourself.
- 3
Invest and review
Act on the advice through your own account, and revisit the allocation as your holdings and the markets move.
Questions, answered
How much can I invest in US stocks from India?
Under the RBI Liberalised Remittance Scheme, an Indian resident can send up to USD 250,000 per financial year abroad across all permitted purposes, which includes buying US stocks.
Do I pay tax on US stocks?
Yes. Gains on US stocks are taxable in India, and foreign holdings have to be reported in your tax filing. Rules on dividends and capital gains differ from Indian stocks, so it is sensible to get professional tax guidance for your situation.
Which Savart plan covers US stocks?
Savart X+, the global plan, covers US stocks along with Indian stocks and IPOs. See pricing for the full details.
Is investing in US stocks risky?
Like any equity investment, US stocks can rise and fall in value, and you carry currency risk on top because the rupee and dollar move both ways. Spreading across markets can lower some risk, but it does not remove it. Invest with a plan and a time horizon that suit you.
Add the world to your portfolio.
Talk to an advisor about a US allocation, or get the app to start. See everything you can invest in.