Inflation Calculator
See what today's amount will cost in the future, and how quietly inflation eats your money's buying power.
What is Inflation?
Inflation is the slow rise in prices that shrinks what your money buys. Cash that just sits there loses real value every year, which is why simply saving is not the same as growing your wealth.
How it's calculated
The calculator compounds the price rise: future cost = amount × (1 + inflation)^years. The gap between that and today's amount is the extra you would need just to stand still.
An example
At 6% inflation, something that costs ₹1 lakh today will cost about ₹2.4 lakh in 15 years, you would need well over double just to buy the same thing.
Questions people ask
Why does inflation matter for investing?
Because an investment only builds real wealth if it grows faster than inflation. A "safe" 6% return when inflation is 6% leaves you no better off in real terms.
What inflation rate should I use?
India has averaged roughly 5-6% over long stretches, but your personal inflation, school fees, healthcare, lifestyle, can run higher. Try a range.
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